We have a team of dedicated security experts keeping track of daily software vulnerabilities on a server and website level. They actively write security patches and enhancements to prevent possible attacks. In the past year alone, we added 300 custom rules to our Web Application Firewall that stopped multiple identified-yet-unresolved third-party software vulnerabilities.
The issuing bank then communicates the result (approved/declined) and the reason for it back to the payment processor, which will in turn relay it to the merchant and shopper through the payment gateway. If the transaction is approved, then the amount of the transaction is deducted from the card holder’s account and the cardholder is given a receipt. The whole process described so far doesn’t take more than a few seconds, in real time.
This is a great effort, when you are talking about response time, it is ping response. Also, it would be a ping response on their primary site (which will usually give you 100% uptime). But, it depends on the response time of the shared Hosting server, where the websites are actually hosted - and what is the page load time. For instance, BlueHost on their primary website has 100% uptime and with a great response time. As soon as you get onto one of their servers, I have seen website page load time shoots up to over 30s.
Note: In fact, creating a website or blog on WordPress CMS is similar to planning a trip alone. You’re planning a route, booking a hotel, and buying airline tickets and guided tours all by yourself. You also arrange getting a visa, if necessary. Conversely, using online website builders is like asking a travel agency to take care of everything: they offer you an “out-of-the-box” product. Though this comparison is too rough, I hope you’ve understood the difference.
Wix Tutorial for Beginners (2020 Full Tutorial) - Create A Professional Website