A merchant must work with an acquiring bank to apply for and receive a merchant account – an account that allows the merchant to accept credit and debit cards – to be able to start selling and receiving payments from shoppers. You’re probably wondering what an acquiring bank is – well, it’s a bank or financial institution that is a registered member of a card network, such as Visa or MasterCard, and accepts (or acquires) transactions for merchants, on behalf of the debit and credit card networks. We’ll cover this in more detail later in this blog post.
In particular, Web Hosting Hub uses BoldGrid as a site builder. BoldGrid is actually an add-on to WordPress, so there's no lock-in. This overcomes the major problem of most site builders: you're locked into that host and that tool, often requiring you to completely rebuild your site if you want to expand. By using a WordPress-based solution, all of the rather considerable power of a WordPress site is available for future expansion.
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When shoppers buy online, they will typically place an order for a product or service on a merchant’s website. They will enter their payment details – credit/debit card details or other payment methods – on secure web or cart pages (URL being prefixed with “HTTPS”), after which the information is encrypted by the web browser and sent to either the merchant’s servers or to a Payment Service Provider or payment gateway that the merchant uses to accept payments.
For some users, a content management system requires too much technical know-how as well as actual work to build a website. If you’re looking for a simpler solution to get a website up and running, your best bet is probably an online website builder. These tools usually rely on a drag-and-drop website builder interface, which is more intuitive than many content management systems. They also come with a number of pre-made and optimized templates to streamline the website-building process.
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Countries outside the euro area may also extend the application of this regulation to their national currency. The SEPA vision is one of a harmonized European-wide standard payments environment using mandatory and consistent ISO 20022 XML messaging. Eventually, it will bring significant savings to companies by driving down transaction costs and cross-border charging practices.
The host may also provide an interface or control panel for managing the Web server and installing scripts, as well as other modules and service applications like e-mail. A web server that does not use a control panel for managing the hosting account, is often referred to as a "headless" server. Some hosts specialize in certain software or services (e.g. e-commerce, blogs, etc.).
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GoDaddy Website Builder is an online editing and publishing tool that helps you create a website, regardless of your technical skill level. Just create an account, pick a design and use the built-in editor to add your own images and text. You can make your website as simple or complex as you’d like. Need to sell your stuff online? No problem. You can add a full online store complete with product listings, coupons, shopping cart, shipping and multiple payment options.
I find that AccuWeb is more suited to a more advanced customer, as its website is full of technical jargon that Average Joe will drown in. Heck, not even I know some of it! Perhaps business owners that don’t need as much tech support would fair better with AccuWeb Hosting. Even so, the company does have a responsive tech team on hand, as well as a built-in installer to make the initial process hassle-free.
Acquirers/Acquiring banks are registered members of a card network, such as MasterCard or Visa, and accept (or acquire) transactions on behalf of those debit and credit card networks, for a merchant. The card network connects acquiring banks to issuing banks so that a customer transaction can be verified. Whenever a cardholder uses a debit or credit card for a purchase, the acquiring bank will either approve or decline the transactions based on the information the card network and issuing bank have on record about that card holder’s account.
Payment service providers partner with acquiring banks and their payment processors to offer merchants the capability to accept payments. Payment Service Providers often offer services in addition to processing transactions. These services include Payment Card Industry Data Security Standard (PCI) compliance, fraud protection and the ability to process different currencies and translate different languages.
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