In an OBeP scheme, the consumer is authenticated in real-time by the consumer’s financial institution’s online banking infrastructure. The availability of funds is validated in real-time and the consumer’s financial institution provides a guarantee of the payment to the merchant in case the payment is made as a credit transfer (push payment): the consumer/buyer initiates the payment. In case the merchant initiates the payment – a debit transfer (pull payment) – the consumer is protected from wrong debits and has the right to reverse the payment depending on scheme regulation and market legislation.
Hi Osi, Thanks for your comment! That's great you want to create a website to reach your readers - WordPress is certainly the most powerful platform, and is perfect if you want a totally customizable website. However, it's important to know that it also comes with more ongoing maintenance and can be a bit technical depending on how you approach it. So if you have time and technical confidence, then yes it would be a perfect choice! If you want something super quick and easy though, then you're better off with a website builder. If you want some alternatives to explore, I can also recommend Wix, which offers tons of creative freedom along with template designs specifically designed for writers like you! We have a Wix vs WordPress comparison if you want to see them compared side-by-side. Another alternative is Weebly, which has great SEO tools to help your website get found in Google. Here's our Weebly Review if you want to learn more! I hope this helps, and best of luck with your website! Lucy
Overlay OBeP Scheme: Similar to the Multi-Bank or Mono-Bank scheme, however, there is a third party (the overlay provider) who sits between the payment network and the consumer. The overlay provider requires the consumer to share their online banking credentials with them in order to have access to the consumer’s bank account and to initiate the credit transfer to the merchant. (e.g. SOFORT banking, or SOFORT Überweisung)
The most important thing to consider about your site is the content, as this will be what draws people to visit and keep reading. Consider what you want your site to be about, whether it’s your business or a blog on a specific topic. Consider carefully because this will determine your web design direction, too. Once you’ve got some content ideas and a concrete plan, you’re ready to start your site building adventure.
Acquirers/Acquiring banks are registered members of a card network, such as MasterCard or Visa, and accept (or acquire) transactions on behalf of those debit and credit card networks, for a merchant. The card network connects acquiring banks to issuing banks so that a customer transaction can be verified. Whenever a cardholder uses a debit or credit card for a purchase, the acquiring bank will either approve or decline the transactions based on the information the card network and issuing bank have on record about that card holder’s account.
The first step to creating a website, no matter which approach you decide to use, is selecting a web hosting service and a domain name. The web host is the company that provides the server and storage space for your site and gives the online world access to your brand. The domain name, on the other hand, is the URL (e.g., www.hostingadvice.com) that people use to navigate directly to your site.
Your report was exactly what I was looking for, thanks for doing all that research. It is daunting to change my website hosting & building. I am a long time Adobe muse user and hosting with GoDaddy and now I feel abandoned by both, as Muse is being discontinued and GoDaddy seems more interested in selling me more services than supporting what I already have.
The strict responsive approach of Simvoly, uKit, and Weeby means you get no control over the mobile-only view. Gator, Ucraft, and Wix, by contrast, offer a mobile site preview and let you make customizations that only apply to mobile viewing. For example, you may want a splash page to welcome mobile viewers, or you may want to leave out an element that doesn't work well on the smaller screens.
Absolutely. You have the option to customize your website based on your business needs. You can add site content wherever you’d like in a variety of sections; from multiple site pages, to scrollable sections that you can add to each of those pages, to a gallery of images, menus and price lists, and YouTube or Vimeo videos. Each section in your website is customizable as well, from the name of the page, to your website’s navigation bar. You’ll also have the ability to change text colors, styles and font. It’s important to make a responsive website that is mobile and desktop friendly. With Website Builder you’ll be able to choose tablet and desktop layouts to give your visitors the experience you want them to have.